Kevin Overstreet was born and raised in the Southwestern Missouri area. He graduated from Missouri State University in 1995 with a Bachelor’s degree in Marketing.Read Full Bio
We're The CLOSERS. ITA is a truly independent title agency. There are other types of title companies.
Here are some thoughts about company structure:
Attorney-owned: Unlike an attorney-owned title company, our entire focus is on closing real estate transactions. Attorneys are typically paid for their time. At ITA, we're only paid for a result. This gives us the same motivation as our clients... closings! We bring creativity and professionalism to every transaction. It's very common that we end up closing a transaction that a competitor couldn't, or wouldn't, close. This is not to say that we take unacceptable risks. Rather, it tells you that if there is a way to get it done.we will find it. Attorneys who handle title and closings typically practice other areas of law. At ITA, all we do is close transactions.
Realtor-Owned: This is a very common structure. Real estate brokers will often open a title company in order to make more money from transactions. We feel strongly that this type of title company should be avoided if at all possible. The fees that are charged will typically be much higher than with a company such as ITA, particularly to the Buyer. The larger issue that exists with this structure is the lack of independence between the real estate company and title company. A title company is supposed to be a somewhat disinterested third party, protecting everyone's interests equally. This is obviously not the case when the title company is owned by the real estate company. These title companies are often staffed with part-time people who also help with the real estate agency's business.
Direct underwriters: We love our underwriters! Stewart Title and Commonwealth Title are two of the best companies in the business, and we truly value our relationship with them. That said, working with a title agency (like ITA) has many benefits that may not exist with the retail offices for the underwriters.
REO Title Companies: If you're in real estate, and you actually do business.you've worked with the title companies that handle REO transactions. ITA is not one of them. Again, we compete for every closing.